Financing
A new roof on a monthly plan you can live with.
Replacing a roof is one of the larger checks most homeowners ever write. We work with established home-improvement lenders so you do not have to choose between the right roof and your savings.
Why this exists
The reality of a Palm Beach County re-roof.
A full residential replacement in Palm Beach County runs into five figures, sometimes well into them. For most families that is not a check you write on a Tuesday afternoon. Add in the insurance gap that often follows a denied or partial claim and the math gets tighter.
Financing is not a sales tool we use to push a bigger roof. It is a way to spread a real cost over a manageable timeline so you can pick the right system without compromising on underlayment, flashing details, or warranty tier.
Our lending partners
Established lenders serving Palm Beach County homeowners.
We do not lend money ourselves. We work with home-improvement finance specialists who underwrite roof projects every day. That means cleaner pricing, faster approvals, and consumer protections that come with a regulated lender.
Common programs
What is typically available.
Specific rates, terms, and approval amounts depend on the lender and your credit profile. Treat these as starting points, not locked offers.
Zero-down options
Several programs allow you to start the job with no money down for qualified buyers.
0% introductory periods
Promotional financing windows let you spread payments without interest if the balance is paid within the term.
Long-term fixed rate
If you prefer predictability, fixed-rate installment loans stretch the payment over years at a known rate.
Frequently asked
Will applying affect my credit score?
Most of our partners run a soft pull during pre-qualification, which does not affect your score. A hard pull happens only if you proceed with a specific offer.
How fast is approval?
Usually same-day. We can submit while we are still on the inspection visit if you want to move quickly.
Do you offer zero-down options?
Yes. Several of our programs allow zero-down with no payment for an introductory period for qualified buyers. Specific terms depend on the lender and your credit profile.
Can financing cover an insurance gap?
Yes. If your insurance payout covers most of the replacement but leaves a gap for deductible, code upgrades, or material upgrades, financing can fill that gap so you do not have to delay the work.
Where we work
Serving Palm Beach County, the Treasure Coast, and Broward
We cover a roughly 40 mile radius of Palm Beach Gardens, from Martin County in the north to Broward in the south. Find your city below.
Free and no pressure
Request your free inspection
Tell us about your roof and we will call you back, usually within the hour during business hours. Prefer to talk now? Call 561-935-4979.
Want to see what you would qualify for?
Call us. We can walk through current programs in a few minutes and run a soft pre-qualification if you want one.